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Additional Credit Union Facts
- A credit union is a place that helps people save money.
- A credit union offers "a fair return" or a fair interest rate on the money that people save there.
- People who save their money at a credit union are called members of that credit union.
A credit union is owned by the people who save their money there, so the members are also called owners. - A member can get a loan from the credit union.
- The members pay interest on the loan, but the interest is usually less than people pay at other financial institutions. (A loan is money that's lent at interest, which means you pay extra to borrow it.)
- A credit union is a nonprofit financial institution. That means a credit union is not in business to make money. This helps credit unions to have less costs than many for-profit institutions. It also means that they can help their members save and earn money.
To learn more about credit union, click on these links:
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